案例名称:
普洛斯金融:“场景+技术+金融”赋能中小企业
译名:
GLP Finance: "Scenario + Technology + Finance" Empowers SMEs
学科领域:
金融科技、创业与创新、供应链管理、其他
中文关键词:
供应链金融;场景;区块链;物联网;大数据风控;2020百优案例重点4-3
英文关键词:
Supply chain finance, scenarios, block chain, Internet of Things, big data risk control
中文摘要:
普洛斯金融是依托普洛斯的产业背景,以科技为驱动,验真型风控为核心的数字供应链金融服务平台,为物流供应链、制造商、零售商提供标准化、全场景化金融产品和服务,同时为金融机构提供可信赖的优质资产。本案例首先介绍了普洛斯金融基于四大场景提供的能够满足从生产端到消费端各环节中各类供应链主体融资需求的标准化供应链金融产品。其次介绍了这些标准化产品底层嵌入的区块链技术:监管仓服务平台“普云仓”和资产资金平台“普云链”,实现了实物资产和贸易资产的透明可追溯。最后介绍了普洛斯金融如何利用图谱技术,实现了贯穿价值链的大数据风控。未来普洛斯金融会在更多的场景产品中引入区块链技术,但如何打破各区块链产品相互独立的状态、进行跨链数据交换从而促进产品协同、提升赋能效率和效果,是摆在普洛斯面前急需解决的问题。
英文摘要:
GLP Finance is an innovative digital risk control supply chain financial service company driven by big data, Internet of Things and block chain technology. This case first introduces the standardized supply chain financial products provided by GLP Finance based on four major scenarios, which meet the financing needs of various supply chain entities from the production end to the consumer end. Secondly, GLP Finance introduced two major products of block chain technology: the supervision warehouse service platform "Puyun warehouse" and the asset fund platform "Puyun chain", which realizes the transparent and traceable physical assets and trade assets. Finally, it introduces how GLP Finance uses graph technology to realize the risk control of big data throughout the value chain. The GLP Finance case fully demonstrated how to use technologies such as the Internet of Things, blockchain and big data to reduce information asymmetry and transaction risks, thereby enabling financial risk control, improving financing efficiency and reducing financing costs. In the future, GLP Finance needs to introduce block chain technology into more scene products, and at the same time, it needs to break the independent state of each block chain product, conduct cross-chain data exchange, promote product collaboration, and improve the efficiency and effect of empowerment.
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