矢链：打造产业互联网区块链金融科技生态
案例编号：
CN_2022KJJR_7886
被浏览次数：
1486
案例名称：
矢链：打造产业互联网区块链金融科技生态
译名：
Vector: Building Industrial Internet Block Chain Financial Technology Ecology
案例作者：
宋华、伊志宏、张霞、陈思洁、朱亮亮
作者单位：
中国人民大学商学院、西南大学经济管理学院、矢链科技
译者：
-
案例企业：
矢链科技
行业：
信息技术产业
学科领域：
金融科技、创业与创新、供应链管理、其他
规模：
中小型
案例语种：
中文
案例类型：
描述型
中文关键词：
供应链金融；区块链；物流金融平台；运力值；2020百优案例重点4-2
英文关键词：
Supply chain finance, block chain, logistics finance platforms, capacity value
中文摘要：
矢链科技是一家专注于为产业互联网平台提供一站式产业链金融科技服务的区块链金融科技公司。本案例首先介绍了其两款主要的区块链产品智数云链和智能帐户。然后介绍了矢链基于这两款产品的代表性应用项目——物流金融平台。该平台基于矢链科技的DFAP技术，在物流金融行业中首次使用了通证模型，使得运力主体可以通过提供运力服务，获得由智能合约生成的“运力值”数字资产，可以在物流产业闭环内形成交易闭环，从而能帮助解决中小物流企业融资和降低运营成本。物流金融系统提升了各利益方的信用关系，运力值的运用也大大加速了各利益方的清分，但是在真正实现帮助小微运力主体获得金融机构融资方面却没有获得大的突破，原因在于：一是系统未能将运输货物信息可信可追溯；二是没有对区块链中所获数据进行数据挖掘对运力主体信用画像。这是矢链接下来要尽快攻克的难题。
英文摘要：
Vector is a block chain financial technology company focusing on providing one-stop industrial chain financial technology services for industrial Internet platforms. Vector mainly has two underlying block chain products, Smart Number Cloud Chain and Smart Account, which respectively solve the corporate financial needs of supply chain finance and corporate settlement. Among the application projects based on these two products, the most representative one is the logistics financial platform. Based on the DFAP technology of Vector, the logistics financial platform uses the token model for the first time in the logistics financial industry, so that the main body of the transportation capacity can obtain the digital assets of the "capacity value" generated by the smart contract by providing capacity services. Due to the consensus and credibility of the issuance of digital assets, it can form a closed loop of transactions within the closed loop of the logistics industry, and can play a huge role in solving the financing of small and medium logistics enterprises and reducing operating costs. The logistics financial system has improved the credit relationship of various stakeholders, and the use of capacity value has greatly accelerated the separation of various stakeholders. However, it has not achieved a major breakthrough in helping small and micro-capacity entities obtain financing from financial institutions. The reason is : One is that the system fails to trace the information of the transported goods reliably; the other is that it does not conduct data mining on the data obtained in the block chain to profile the credit of the main body of the transport capacity. This is a problem to be overcome as soon as possible.
适用对象：
本科、学术硕士、专业硕士 、高管培训
编写方式：
采编
开发时间：
2020
索要案例使用说明：
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