案例名称:
Innovation and Challenges of CSCC Finance
译名:
Innovation and Challenges of CSCC Finance
案例作者:
Song Hua, Chen Sijie
作者单位:
Renmin University of China
中文关键词:
供应链金融;电子付款承诺函;商业模式;风险控制
英文关键词:
Supply Chain Finance, Electronic Payment Commitment Letter, Business Model, Risk Control
中文摘要:
本案例针对中企云链(北京)金融信息服务有限公司进行案例分析。中企云链是一家立足供应链金融发展的互联网金融公司,是国务院国资委重点支持的“互联网+”和国家“双创”平台,其旨在以互联网思维,为大型企业提供免费的供应链管理服务,并通过盘活大企业优质信用资源,帮助产业链企业清理三角债,一方面促进大企业降本增效,另一方面,解决中小企业融资难、融资贵问题,从而推动产业链的良性发展,实现多方共赢。然而,随着国家政策的号召以及供应链金融市场的发展,很多财务公司准备进入供应链金融市场,因此,如何处理与财务公司的关系就变成了中企云链目前面临的一个难题。另外,随着越来越多的企业开始模仿中企云链的商业模式,如何调整自己的盈利模式以及如何提高平台的“增信”能力又成为了中企云链未来发展需要面临的挑战。
英文摘要:
This is a case study of CSCC Financial Information Services Co., Ltd. CSCC is an internet financial company based on financial development of supply chain. It is a key "Internet +" and national “Mass entrepreneurship and innovation" platform supported by the State-owned Assets Supervision and Administration Commission of the State Council. It is designed to provide free supply chain management services for large enterprises based on internet thinking. It can utilize big enterprises’ good credit resources and help the industry chain to clear enterprises triangle debt and help the big enterprises to reduce costs and increase efficiency. On the other hand, it can help solve the financing difficulties and high expenditure of small and medium-sized enterprises, in order to impel the benign development of the industrial chain and realize a multi-win-win situation. However, with the call of national policies and the development of supply chain finance market, many financial companies are ready to enter the supply chain finance market. Therefore, how to deal with the relationship with financial companies has become a difficult problem facing CSCC. In addition, as more and more enterprises begin to imitate the business model of CSCC, how to adjust its own profit model and how to improve the "credit" ability of the platform has become the challenge that the future development of CSCC needs to face.
查看试看版
案例检索